Consumer Loans
First National Bank is an independently owned, full-service bank, offering a variety of loans to service our customers. All credit decisions and loan servicing are done here at First National Bank, ensuring a quick credit decision and friendly service. We offer a variety of consumer loans options, including:
Auto Loans
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- Competitive rates for new and used autos
- Terms up to 84 months on newer vehicles
- Additional discounts for auto-debit from First National Bank checking or savings account
Recreational Vehicle Loans
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- Competitive rates for snowmobiles, ATV’s, motorcycles
- Extended terms available for some boats and campers/motorhomes
- Additional discounts for auto-debit from First National Bank checking or savings account
Mobile Home Loans
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- Extended terms for higher valued Mobile Homes
- Real Estate not needed for financing
CD/Savings Backed Loans
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- 2-3% over rate of underlying security
- Low rates, while protecting savings
- Payment flexibility
Personal/Unsecured
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- Consolidation
- Vacation
- Ready Credit (checking line of credit)

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