Checking Accounts

First National Bank offers a variety of checking account options to fit your individual needs including:

Free Checking

Features

  • Debit and ATM cards available
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $100 initial deposit

Monthly Service Charges

  • No minimum balance
  • No maintenance fees or service charges

Interest Checking

Features

  • Debit and ATM cards available
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $500 initial deposit
  • Variable interest rates

Monthly Service Charges

  • Maintain $500 balance in account, or receive a $4 Maintenance fee plus $0.20 per debit
  • Service charges equal maintenance fee plus per debit fee

Senior Checking

Includes all the benefits of an interest checking account but with no service charges or minimum balances for seniors.

Features

  • Debit and ATM cards available
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $500 initial deposit
  • Variable interest rates
  • Must be 50 years or over

Monthly Service Charges

  • No minimum balance
  • No maintenance fees or service charges